TRT — a data-driven guide
Testosterone replacement therapy works when it's indicated. It's also one of the most over-prescribed and under-monitored treatments in adult medicine. This article walks through the diagnostic criteria, what a proper workup looks like, monitoring requirements, what the recent cardiovascular safety data shows, and how to tell real oversight from mailed-vial telehealth.
The current state of the TRT market
Testosterone prescriptions in the U.S. have grown roughly five-fold over the past 15 years, with growth concentrated in direct-to-consumer telehealth platforms that ship testosterone cypionate, gels, or pellets after a brief online consultation. Hone Health, Marek Health, Maximus, Defy, and a long tail of similar operators have built rapid-onboarding flows where a man can complete a questionnaire on Monday, get a home blood draw kit on Wednesday, and have a prescription shipped by the following week.
This has made TRT accessible to a population that was previously gated by insurance denial, primary care reluctance, and endocrinology wait times. That's the genuine upside of the market shift. The downside is that the rapid-onboarding model often skips clinical steps that exist for a reason: a proper symptom assessment, the right diagnostic threshold, monitoring intervals that match the medication's actual risks, and the conversation about fertility and long-term commitment that should happen before the first injection.
The intent of this article isn't to argue against TRT. It's to lay out what a proper data-driven approach looks like, so a patient evaluating treatment can recognize the difference between thorough clinical care and a prescription mill.
When TRT is clinically indicated
The Endocrine Society's 2018 clinical practice guideline (with 2023 updates) defines male hypogonadism — the clinical condition for which TRT is appropriate — as the combination of:
- Symptoms consistent with androgen deficiency — typically including decreased libido, erectile dysfunction, reduced energy, depressed mood, reduced muscle mass and strength, loss of body hair, gynecomastia, or reduced bone density.
- Unequivocally low serum testosterone — typically defined as a total testosterone below 264 to 300 ng/dL on at least two separate morning measurements, drawn fasting between 8 and 10 AM, when testosterone is at its diurnal peak.
Both conditions need to be present. Low testosterone on a single afternoon blood draw, without consistent symptoms, is not hypogonadism. Mild symptoms without consistently low testosterone is not hypogonadism either. The two-measurement requirement exists because testosterone has substantial day-to-day and within-day variability — a single low value frequently normalizes on repeat draw.
The diagnostic precision matters because the alternative — starting TRT in a man who has age-related but not pathologically low testosterone — commits him to potentially lifelong therapy with monitoring requirements and side-effect risks that don't carry the benefit of treating actual hypogonadism.
What a proper workup includes
Before starting TRT, the workup should establish (a) that hypogonadism is present, (b) what type — primary (testicular) versus secondary (pituitary-hypothalamic), and (c) baseline values for monitoring during treatment. A complete pre-TRT panel typically includes:
- Total testosterone, morning fasting, two measurements at least one week apart
- Free testosterone — calculated or measured by equilibrium dialysis (the gold standard for low SHBG states)
- Sex hormone-binding globulin (SHBG)
- Luteinizing hormone (LH) and follicle-stimulating hormone (FSH) — to differentiate primary from secondary hypogonadism
- Prolactin — to screen for pituitary causes of secondary hypogonadism
- Estradiol, sensitive assay — baseline before therapy alters it
- Complete blood count (CBC) — baseline hematocrit before TRT-induced erythrocytosis can be tracked
- Comprehensive metabolic panel
- Hemoglobin A1c and fasting insulin — metabolic baseline
- Lipid panel with ApoB
- PSA — baseline before TRT, then yearly thereafter (men 40+)
- Iron studies and ferritin — to rule out iron-related causes of low T
- TSH — to rule out thyroid contribution to symptoms
- Sleep evaluation if obstructive sleep apnea is suspected — OSA can both cause and be worsened by low testosterone
If secondary hypogonadism is identified (low T with inappropriately low or normal LH and FSH), additional workup typically includes pituitary MRI to rule out structural causes. A man with a 22 ng/dL prolactin and an FSH of 1.2 mIU/mL has a different diagnostic picture than a man with low T and a normal pituitary axis. Skipping these distinctions and treating both with the same testosterone cypionate is the kind of practice the rapid-onboarding model tends to produce.
What proper monitoring looks like
Once TRT is started, monitoring requirements are not optional. The published guidelines and the practical clinical reality:
- Hematocrit and CBC. Testosterone stimulates erythropoiesis. Roughly 10 to 25 percent of men on TRT develop erythrocytosis (hematocrit above 52 to 54 percent), which increases risk of thrombotic events. Monitoring at 3 months, 6 months, then every 6 to 12 months is standard. If hematocrit climbs into the dangerous range, the response is dose reduction, switching modality, or therapeutic phlebotomy — not continuing without adjustment.
- Estradiol. Testosterone is aromatized to estradiol; supratherapeutic levels can cause gynecomastia, fluid retention, mood changes, and elevated cardiovascular risk. Monitoring estradiol on a sensitive assay is part of proper dose calibration.
- PSA and prostate exam. Annual PSA for men 40 and older, with attention to PSA velocity (rapid rises trigger urology referral). The historic concern about TRT and prostate cancer has softened in recent literature, but appropriate prostate-cancer screening within TRT remains standard.
- Symptom response. If a man on TRT for 6 months has no symptom improvement despite restored testosterone levels, the original symptoms probably weren't from hypogonadism. The right move in that case is to consider stopping, not to add more testosterone.
- Cardiovascular and metabolic markers. Lipids, blood pressure, glucose. TRT does not typically improve cardiovascular markers dramatically, but it shouldn't worsen them either.
- Fertility. TRT suppresses spermatogenesis through negative feedback on LH/FSH. If a man wants to preserve fertility, treatment with hCG, clomiphene, or enclomiphene is typically used either instead of or alongside testosterone — a conversation that should happen before starting therapy, not in retrospect.
A monitoring schedule that consists of "ship the next batch every 90 days" is not monitoring. It's a refill cadence.
What the TRAVERSE trial actually showed
For two decades the central clinical question around TRT was cardiovascular safety. Early observational studies suggested possible increased cardiovascular risk; later observational data suggested possible benefit; the field needed a randomized trial.
The TRAVERSE trial (published in the New England Journal of Medicine in 2023) was that trial. It randomized 5,246 men aged 45 to 80 with documented hypogonadism (total T below 300 ng/dL) and pre-existing cardiovascular disease or high cardiovascular risk, comparing testosterone gel to placebo over an average follow-up of 22 months.
The headline results:
- No increase in the primary composite cardiovascular outcome (cardiovascular death, nonfatal myocardial infarction, nonfatal stroke) — TRT was non-inferior to placebo.
- Increased risk of atrial fibrillation (3.5 percent vs. 2.4 percent) and pulmonary embolism (1.3 percent vs. 0.7 percent) in the testosterone group.
- No increase in prostate cancer detection.
- Modest improvements in sexual function, energy, and mood in the treatment group.
The clinical takeaway: TRT in men with proper indication (hypogonadism + symptoms) doesn't appear to increase major adverse cardiovascular events. It does carry small but real risks of atrial fibrillation and pulmonary embolism. The treatment is justifiable when indicated; the monitoring is justifiable because the risks are real.
TRAVERSE was a study of men with diagnosed hypogonadism. It is not evidence that TRT in men without hypogonadism (those with normal or low-normal testosterone seeking "optimization") is safe or beneficial. That population was not studied.
The "low-normal optimization" problem
A substantial share of men currently on TRT have total testosterone in the low-normal range (300 to 500 ng/dL) rather than frank hypogonadism (below 264 to 300 ng/dL). These men typically present with symptoms — fatigue, reduced libido, lower mood — that overlap with hypogonadism but also overlap with poor sleep, obesity, thyroid dysfunction, depression, chronic stress, and the normal age-related decline of testosterone.
The case for treating low-normal men with TRT is weak in the published guidelines. The Endocrine Society explicitly does not recommend TRT for men with age-related decline alone. Studies of TRT in low-normal men have generally shown small symptom improvements at the cost of all the same monitoring requirements and side-effect risks as TRT for true hypogonadism.
The more rigorous approach for a low-normal man with symptoms is to work up the reversible contributors first — sleep apnea (very high prevalence in men with low-normal T), obesity, thyroid dysfunction, vitamin D deficiency, alcohol use, depression, medications that suppress T (opioids, glucocorticoids) — and to address those before committing to TRT. The yield from this workup is often higher than the yield from starting testosterone.
Some men will still meet the criteria for a TRT trial after a careful workup. Others will resolve their symptoms by treating the underlying contributor. The point of the workup is to distinguish them.
Generic vs. compounded — what we use and why
Testosterone cypionate is available as an FDA-approved generic injectable manufactured by major pharmaceutical companies. The wholesale cost of a 10 mL vial (about 5 months of supply at standard dosing) is typically $30 to $80 cash through Cost Plus Drugs and similar direct-purchase pharmacies. This is the standard of care.
Many telehealth-mill TRT operators use compounded testosterone instead. Compounded testosterone can be appropriate in certain situations (specific allergies, formulation needs not met by FDA-approved options), but it's also frequently used to circumvent regulatory requirements that apply to FDA-approved testosterone — including the FDA's required REMS-style risk evaluation and product labeling. The clinical advantage of compounded testosterone for a typical patient is usually negligible.
The choice between FDA-approved generic testosterone cypionate and compounded testosterone matters because the FDA-approved product has manufacturing oversight, batch testing, predictable concentration, and an established safety profile. Compounded preparations from compounding pharmacies vary substantially in quality.
Our practice prescribes FDA-approved testosterone cypionate. It's cheaper, safer, and clinically appropriate for the overwhelming majority of patients who need TRT.
The fertility conversation
Exogenous testosterone suppresses LH and FSH via negative feedback, which suppresses endogenous testicular testosterone production and spermatogenesis. The clinical translation: most men on TRT experience reduced sperm production, and a substantial minority become functionally azoospermic. Fertility usually recovers after stopping TRT, but not always, and recovery may take months to years.
For men who want to preserve fertility (typically men under 40 who are not done having children), the appropriate options include:
- Clomiphene citrate or enclomiphene — oral selective estrogen receptor modulators that stimulate the body's own testosterone production by blocking estrogen feedback at the hypothalamus. Effective for many men with secondary hypogonadism and preserves fertility.
- hCG monotherapy — stimulates testicular testosterone production directly. Preserves fertility but is more expensive and requires injection.
- TRT plus hCG — combined approach for men who need TRT-level testosterone but want to preserve fertility.
- Sperm cryopreservation before starting TRT — appropriate for men with imminent or eventual desire to father children.
This conversation should happen at the diagnostic stage, not at month six when a couple is trying to conceive. The telehealth-mill model rarely addresses fertility proactively.
How our approach is structured
Patients interested in TRT evaluation at Private MD follow this sequence:
- Initial evaluation visit — full history, symptom review, exam, and the complete pre-TRT laboratory workup ordered through our wholesale Quest contract.
- Repeat morning testosterone draw — required for diagnostic confirmation per Endocrine Society guidelines.
- Workup of reversible contributors if indicated — sleep evaluation, thyroid workup, depression screening, medication review, vitamin D assessment.
- Diagnostic conclusion — frank hypogonadism, secondary hypogonadism with identifiable cause, low-normal with reversible contributors, or normal testosterone with another explanation for symptoms.
- Treatment decision with explicit shared decision-making — including the fertility conversation if the patient is under 40 or hasn't completed family planning.
- If TRT is initiated: FDA-approved testosterone cypionate at appropriate starting dose, with the schedule of monitoring labs laid out in advance.
- Structured follow-up at 3 months, 6 months, then every 6 to 12 months — same physician, same chart, real continuity. Adjustment of dose, modality, or discontinuation based on response and labs.
If the right answer for a particular patient turns out to be "TRT isn't the answer; let's treat your sleep apnea and recheck in 90 days," that's the answer we give. The clinical autonomy to say no is part of what distinguishes real oversight from a refill cadence.
What we offer, plainly
TRT evaluation and management at Private MD is part of Direct Primary Care ($149/month) and Concierge Internal Medicine ($349/month) memberships, available when clinically indicated. The full diagnostic workup runs through our wholesale Quest contract; FDA-approved testosterone cypionate is prescribed through standard cash-pay pharmacies (Cost Plus Drugs and similar) at $30 to $80 per month. Monitoring labs at 3 months, 6 months, then every 6 to 12 months are included at wholesale.
If you're already on TRT through a telehealth platform and want a second-opinion review with proper monitoring, that's a common reason patients reach out. We can review your current regimen, run the monitoring labs you may not have had recently, and either continue your current dosing or recommend changes based on what the data shows.
Ready to talk?
Book a free 15-minute Discovery Call. We'll walk through your situation, talk about whether a TRT evaluation makes sense for you, and figure out together whether this practice fits what you're looking for.
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Or email drsahni@privatemd.clinic · (279) 258-5567
About the author
Nishant Sahni, MD is board-certified in Internal Medicine and the founder of Private MD, a small-panel direct primary care and concierge longevity practice serving Granite Bay, Folsom, El Dorado Hills, and the greater Sacramento area. Former faculty at Mayo Clinic and the University of Minnesota.
Sources: Endocrine Society Clinical Practice Guideline on Testosterone Therapy in Men With Hypogonadism (2018, updated 2023); Lincoff AM et al., "Cardiovascular Safety of Testosterone-Replacement Therapy" (TRAVERSE trial), New England Journal of Medicine 2023; American Urological Association guideline on Evaluation and Management of Testosterone Deficiency (2018, updated 2023); published practice patterns in direct-to-consumer TRT prescribing. Cited figures reflect publicly available data as of May 2026. This article is for educational purposes and is not a substitute for individualized medical advice or evaluation.
Legal & Editorial Notes
Educational content only. This article is for educational and informational purposes. It does not constitute medical advice, diagnosis, or treatment recommendations for any specific individual. Reading this article does not establish a physician-patient relationship with Dr. Sahni or Private MD.
Not a substitute for individual evaluation. Medical decisions should be made in consultation with your own physician based on your specific clinical situation, history, exam findings, and goals. Information in this article may not apply to your circumstances. If you have specific symptoms or health concerns, consult a qualified medical professional.
Cited data and pricing. Studies, statistics, and prices cited reflect publicly available information as of the date of publication (2026-05-15). Information changes over time. Verify current data with primary sources or your physician before making decisions.
No financial relationships, no endorsement. Mention of specific products, companies, services, or commercial entities is for illustrative comparison only and does not constitute endorsement. Private MD receives no compensation, commission, kickback, or referral fee from any vendor, manufacturer, laboratory, or commercial entity mentioned in this article.
Controlled substance notice. Testosterone is a Schedule III controlled substance under the federal Controlled Substances Act. Prescribing requires individualized clinical evaluation, ongoing monitoring, and proper documentation. Possession or use of testosterone obtained without a valid prescription is unlawful. Self-treatment without a proper diagnostic workup carries clinical risk. This article does not constitute a recommendation to start, continue, or discontinue testosterone therapy for any individual.